I am hating on MAC right now, for making it oh so easy for me to accidently DELETE a rant I wrote about Wells Fargo bank.
Here is the long and short of what my rant had to do with. Wells Fargo owns the seller's loan on the home Brian and I are purchasing. They got back to our agents weeks ago saying they wanted more money than what the seller and Brian and I agreed on. Brian and I said "no, we are not paying a dime more for that house. It's not worth more than that." It was never our responsibility anyway - It's money the sellers owe, not us. Still the sellers said they could not come up with the money. It was actually a relief for a moment, until the sellers came up with some money, and the agents are putting up some of their commission to buy the house. All this happened in the first few days from getting that information. Wells Fargo has NOT contacted anybody back, which makes me wonder WHAT IS THEIR MALFUNCTION? They HAVE a department that deals with short sales, and this should be the end of the road for them as far as this house is concerned. They need to get on the ball. It's been weeks. But I don't expect much from Wells Fargo - this is the same bank that bought out one of my student loans, and when I paid two times in one month on a loan, it subsequently called each payment after that I made "late" (my payments were and are NEVER late), yet for months this was happening, all the while I was unawares (because I was making my payments ON TIME) until I noticed my credit score took a hit.
Needless to say I am not a fan of Wells Fargo. They are not my loan people, and I will never do banking with them after my school loan is paid off.
Now, this HOUSE is driving me mad. I don't even know if I want it anymore. Of course I fell in love with the house - it is perfect for Brian and I, but this is a headache, it is a pain in the butt, and nothing seems to be going through. I feel like it's a curse everybody is trying to get rid of now...Except the bank. They seem to want to keep it. Maybe we should just let them have it...
Here is the long and short of what my rant had to do with. Wells Fargo owns the seller's loan on the home Brian and I are purchasing. They got back to our agents weeks ago saying they wanted more money than what the seller and Brian and I agreed on. Brian and I said "no, we are not paying a dime more for that house. It's not worth more than that." It was never our responsibility anyway - It's money the sellers owe, not us. Still the sellers said they could not come up with the money. It was actually a relief for a moment, until the sellers came up with some money, and the agents are putting up some of their commission to buy the house. All this happened in the first few days from getting that information. Wells Fargo has NOT contacted anybody back, which makes me wonder WHAT IS THEIR MALFUNCTION? They HAVE a department that deals with short sales, and this should be the end of the road for them as far as this house is concerned. They need to get on the ball. It's been weeks. But I don't expect much from Wells Fargo - this is the same bank that bought out one of my student loans, and when I paid two times in one month on a loan, it subsequently called each payment after that I made "late" (my payments were and are NEVER late), yet for months this was happening, all the while I was unawares (because I was making my payments ON TIME) until I noticed my credit score took a hit.
Needless to say I am not a fan of Wells Fargo. They are not my loan people, and I will never do banking with them after my school loan is paid off.
Now, this HOUSE is driving me mad. I don't even know if I want it anymore. Of course I fell in love with the house - it is perfect for Brian and I, but this is a headache, it is a pain in the butt, and nothing seems to be going through. I feel like it's a curse everybody is trying to get rid of now...Except the bank. They seem to want to keep it. Maybe we should just let them have it...
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